Enterprise PayFi Network
Real yields, real business
The First Global Supply Chain PayFi Network
Incubated by
What services does
Financeprovide?
Providing "on-chain credit lines" for global supply chains, connecting DeFi liquidity to enable early payments for suppliers, solving liquidity challenges caused by payment terms in the supply chain.
- Like an on-chain credit card machine
Supplier
Buyer
The two parties reached a consensus off-chain: the payment will be made using ISLE Finance, moving away from the traditional approach of extending payment terms.
Supplier
The seller requests ISLE Finance for "discounted early payment" and encrypts the invoice on-chain, which can only be decrypted by the buyer.
Buyer
After the buyer confirms, they sign on-chain to indicate "agreement for ISLE Finance to make the payment on their behalf".
Supplier
The seller receives stablecoins paid by ISLE Finance on behalf of the buyer.
Buyer
The buyer repays the stablecoins to ISLE Finance before the payment due date.
Suppliers
The supplier accepts the discounted Early Payment, resolving liquidity pressure without needing to seek bank loans.
Buyer
Buyers with ISLE credit lines can make global payments through DeFi and earn rewards.
Liquidity Providers
Earn returns that are derived from the real world, relatively low risk, and robust.
Ecosystem
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